The excellent blog 7321

The practical difference between a standard homeowners policy and an HO5 Most people shop for homeowners insurance the same way they buy tires or a furnace filter, they know they need it, they have a rough sense of what they want to spend, and they hope the policy is “good enough.” That works until a loss exposes the gap between what a policy sounds like it covers and what it actually covers. That is where HO5 insurance gets interesting. An HO5 policy is usually discu